Steve Lujan is a Medicare planning specialist dedicated to helping clients secure the right Medicare plan while avoiding costly late enrollment penalties and unnecessary medical expenses. As an independent Medicare Broker — not tied to any single insurance company — Steve has the flexibility to offer a wide range of Medicare insurance options tailored to each client’s unique needs. His compensation comes directly from the insurance companies, meaning there’s no additional cost to his clients. Steve believes in the power of collaboration, working closely with financial advisors, CPAs, attorneys, and other professionals to provide proactive, seamless Medicare planning. Known for simplifying the complexities of Medicare, he helps clients replace stress and confusion with clarity and confidence — and makes the process enjoyable along the way.